Privacy and Disclaimer

Your Privacy

While information is the cornerstone of our ability to provide superior service, our most important asset is our clients' trust. Keeping client information secure and using it only as our clients wish is a top priority for all of us at Swerdlin & Company. This is our promise to you, our clients:

1. We will safeguard, according to strict standards of security and confidentiality, any information our clients share with us.
2. We limit the collection and use of client information to the minimum required to deliver superior service to our clients, which includes advising our clients about our services and administering our business.
3. We permit only authorized employees who are trained in the proper handling of customer information to have access to that information. Employees who violate our Privacy Promise will be subject to our normal disciplinary process.
4. We do not reveal client information to any external organization unless we have previously informed the client in disclosures or agreements, have been authorized by the client, or are required by law.
5. We will tell clients in plain language initially, and at least once annually, how they may remove their names from marketing lists. Customers can contact us at any time to remove their names from such lists.
6. Whenever we hire other organizations to provide support services, we require them to conform to our privacy standards and allow us to audit them for compliance.
7. We attempt to keep customer files complete, up-to-date and accurate. We promptly correct any errors or omissions reported to us.

We continuously strive to ensure customer privacy is respected. We conduct our business in a manner that fulfills our promise in the areas in which we do business.

Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof.

The information and materials contained in these pages (including the terms, conditions, and descriptions that appear) are general in nature and are subject to change. Since each situation is unique, some or all of the information contained in this site may be inappropriate in your particular circumstances. Please consult your actuary, accountant, attorney or other benefits professional for specific advice as to how this information may apply to your situation.

The information and materials contained in this site; including text, graphics, links or other items, are provided "as is", "as available."

While we have made every attempt to verify the information contained herein, Swerdlin & Company does not warrant the accuracy, adequacy or completeness of this information and expressly disclaims liability for errors or omissions.

No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

In no event shall Swerdlin & Company be liable for any damages including, without limitation, direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Swerdlin & Company, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

Hyperlinks to other internet resources are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by Swerdlin & Company.

All information submitted to Swerdlin & Company via this site shall be deemed and remain the property of Swerdlin & Company. Swerdlin & Company shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this site provides Swerdlin & Company through this site. Swerdlin & Company shall not be subject to any obligations of confidentiality regarding submitted information except as agreed in the Swerdlin & Company Privacy Statement or as otherwise specifically agreed or required by law.

Copyright Swerdlin & Company 2006. All rights reserved.

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement is owned by Swerdlin & Company unless otherwise indicated.