Defined Contribution: TPA Model

Our role is primarily compliance related; however, we distinguish ourselves with our proactive approach to account management. We are hired using the TPA Model because of our consulting expertise as well as offering our clients a unique standpoint to ensure their plan is running efficiently at fair prices. We work well with some of the top TPA platforms because we understand the recordkeeping administration process flow.

Our standard compliance services for TPA Model plans include:

• Plan Document and SPD creation and support
• Annual Form 5500 Reporting and required disclosures
• Projected and actual employer contribution calculations (if applicable)
• Compliance Testing
  • 401(k) Nondiscrimination [ADP/ACP]
  • General Nondiscrimination [401(a)(4)]
  • Compensation Nondiscrimination [414(s)]
  • Minimum Coverage [410(b)]
  • Top Heavy Analysis [416]
• Monitoring of Limits
  • Salary deferrals [402(g)]
  • Annual additions [415]
  • Compensation [401(a)(17)]
  • Deductible Contributions [404(a)(7)]

All test results are delivered in a format that is easy to read and understand. You will always know where you stand, and will not have to wait months for results or call in early March to see if you have any compliance issues!